Hi. Welcome to week five. This week, we're going to talk about risk management, an important part of the financial planning process. Risk management is how we manage the things we might be exposed to, things that can pose risks or dangers or perils to our resources, to our income, to our personal well-being and to our stuff. So we want to think a little bit more about that this week. We're going to have some lecture and discussion talking about the risk management process. We're also going to then think a little bit about how we might plan for this ourselves by engaging in a risk management inventory. So what we're going to do with this is spend a little bit of time looking at your own resources, looking at your own perils and exposures that you might have, and making sure that you document what types of insurance do you have. What is that insurance provide for? Are you fully protected for the things you should be in life? We want to make sure we're talking a little bit about that because as we've learned in personal finance, we can be doing a lot of the right things. But if something unforeseen comes up, we want to make sure that we're in a position to have a plan for that as well. So remember, this is about not just planning for the future that we want, which is part of personal finance, but it's also about planning for the future that's going to happen anyways, which sometimes includes the things we'd like to avoid. So keep those discussion posts coming. I like hearing the conversations or seeing the conversations anyway that we have going in the discussion board. So, looking forward to chatting with you all later on this week. Take care.